Founded by the Development Action Group in 2000, The Kuyasa Housing Finance Company’s mandate is to provide microfinance to improve the housing conditions of those who are unable to access formal finance. Microfinance loans are administrated in order for households to improve their housing quality, and thus build equity through economic, financial and social capital gained from home improvements.

Kuyasa has developed a recognized expertise in housing microfinance loans for which there is an unmet demand in the South African marketplace. With proven loan books, the business has evolved into a specialized housing microfinance institution and has pioneered a microcredit methodology which is culturally appropriate, successfully providing over 52, 000 clients with financial products.

Kuyasa aims to create sustainable households and communities. We do this through facilitating access to housing finance as a tool for improving well-being and supporting the development of a financial sector for the poor. We believe that the poorest of the poor are creditworthy  and that through mobilising savings they are able to build financial and social capital. In order to meet our vision, Kuyasa provides microfinance services to those with secure operational rights who are excluded from formal finance, because improving the quality of housing adds essential value and because no other appropriate sources of housing finance are available to low-income households.