Apply for a loan
Founded in 2000, the Kuyasa Housing Finance Company’s mandate to provide microfinance to improve the housing quality of government housing subsidy applicants unable to access formal finance. With eighteen years of experience in serving clients, Kuyasa has pioneered a microfinance methodology that is highly specialized with respect to the economic and cultural landscape of South Africa.
Improve housing conditions.
Certified Copy of South African ID
Title Deed or Proof of ownership / Most recent Municipality Rates Account
Proof of income requirements:
(a) Consumers that receive a salary from an employer:
- Latest three(3) months payslips; or
- Latest bank statements showing latest three(3) salary deposits.
(b) Consumers that do not receive a salary as contemplated in (a) above by requiring:
- latest three(3) documented proof of income; or
- latest three(3) months bank statements.
(c) Consumers that are self-employed, informally employed or employed in a way through which they do not receive a payslip or proof of income as contemplated
in (a) or (b) above by requiring:
- latest three(3) months bank statements; or
- latest financial statements.
Within the limits of the NCA, calculated at repo rate + 27%
Initiation fee: (calculated within the NCA limits)
Monthly service fee: R60.00 (excluding VAT)
LOAN AMOUNT RANGE
R1 000 to R20 000
LOAN AMOUNT AVERAGE