Kuyasa Products

As a development organization, Kuyasa measures success through the positive impact it has on the lives of its clients. Kuyasa currently offers a housing loan to its clients.

Housing Loans

Since inception, the business has focused on the distribution of loans for housing improvements, allowing the poor to improve their housing conditions, through incremental lending. Typically, loans are used for extending current dwellings or for improvements such as plumbing, fencing, security, tiling, flooring , plastering, painting and roofing.

The Kuyasa Housing Finance Company loan product increases the value of client homes, enabling people to benefit economically, socially and financially from the capital asset they own, whilst also encouraging their participation in formal financial streams including the property market.

A case study revealed that a government subsidized home in the Western Cape is valued at approximately R100 000 and is typically 23m² to 36m² in size . After investing a series of 3-5 Kuyasa loans, the final homes of Kuyasa clients are on average 60m² to 72m² in size and valued at between R150 000 and R350 000. This is an example of how Kuyasa leverages capital in order to build client equity.

Boland Projects

A big house is important, because there are illnesses if you live packed together. there are lots of germs. When a house is open you feel light, you feel the air.

George Projects

A one-roomed RDP house was not big enough. Our family sleeping quarters had to be divided using wardrobes. We decided to extend because the environment was not good for living.

Port Elizabeth Projects

Kuyasa was the  only place I could access money. We’re not allowed to go to the bank. It is only people who have money that can go to the bank. Where could I get with the pension money?”

Cape Town Projects

Communities struggle with housing. They cannot wait for the government to follow through on its promises. They have to decide to do their “own thing” which is where an organisation like Kuyasa can assist.

Our Partners


I've got family so I can't stay with one room... You can't stay in a small house. Sometimes you have family or friends who stay with you. The importance of a house in term of safety was also noted: "It's not good staying in a wendy house." A brick house is safer. Someone can just attack you there.

I like Kuyasa because it helps. If you need something, money, it can give you money. You can buy something for your house... Kuyasa is good. If you want a big house you must go to Kuyasa. Kuyasa can help you... There are not much charges for Kuyasa (like at banks). Banks also only want people who are working like in factories...
I love Kuyasa. Everyone can get help there.

Nomachina, 62

© 2018 – The Kuyasa Housing Finance Company. The Kuyasa Housing Finance Company is a registered Credit and Financial Services Provider. NCRCP7450.

The Kuyasa Housing Finance Company has a zero tolerance to fraud, bribery, corruption or abuse of position for personal gain. We believe that our stakeholders are entitled to expect us to conduct our affairs with integrity, honesty and openness and demand the highest standards of conduct from our company. The policy applies to board members, employees, agents, suppliers, business partners and any other third parties connected or affiliated with The Kuyasa Housing Finance Company. (view policy)